Is It Possible to Work Part-Time While Receiving Social Security Disability Benefits-

Can I Work Part Time on Social Security Disability?

Social Security Disability Insurance (SSDI) is a federal program designed to provide financial assistance to individuals who are unable to work due to a medical condition that is expected to last at least one year or result in death. However, many SSDI recipients may wonder if they can work part-time while still receiving benefits. In this article, we will explore the rules and regulations surrounding working part-time on SSDI.

Understanding SSDI Work Rules

The Social Security Administration (SSA) has specific rules regarding work while receiving SSDI benefits. These rules are designed to ensure that individuals are not earning enough to disqualify themselves from receiving benefits. The key factor in determining whether you can work part-time on SSDI is your earnings level.

Earnings Limit for SSDI Recipients

For the year 2023, SSDI recipients can earn up to $1,350 per month without risking their benefits. This amount is known as the Substantial Gainful Activity (SGA) limit. If you earn more than this amount, your SSDI benefits may be suspended or terminated.

Trial Work Period

The SSA offers a Trial Work Period (TWP) for SSDI recipients who want to test their ability to work. During the TWP, which lasts for nine months, you can earn as much as you want without affecting your benefits. However, after the TWP ends, your benefits may be affected if you continue to work and earn more than the SGA limit.

Extended Period of Eligibility

Following the TWP, SSDI recipients have an Extended Period of Eligibility (EPE) for 36 months. During this time, your benefits will be protected if you continue to meet the disability criteria and earn less than the SGA limit. However, if you earn more than the SGA limit during the EPE, your benefits may be suspended or terminated.

Work Incentives for SSDI Recipients

The SSA offers several work incentives to encourage SSDI recipients to return to work. These incentives include:

1. Plan to Achieve Self-Support (PAS): This program allows SSDI recipients to work and save money without affecting their benefits for a specified period.
2. Stationary Earnings Threshold: If you earn less than $1,010 per month, your SSDI benefits will not be affected.
3. Re-Employment Services: The SSA provides various services to help SSDI recipients find and maintain employment.

Conclusion

In conclusion, SSDI recipients can work part-time while still receiving benefits, as long as their earnings do not exceed the SGA limit. The SSA offers several work incentives and programs to support individuals who wish to return to work. It is essential for SSDI recipients to understand the rules and regulations surrounding work and SSDI benefits to make informed decisions about their financial and career paths.