Can I Work and Collect Social Security Disability Benefits Simultaneously-_1

Can I Work While Drawing Social Security Disability?

Receiving Social Security Disability (SSD) benefits can be a lifeline for individuals who are unable to work due to a disabling condition. However, many SSD recipients may wonder if they can still work while receiving these benefits. The answer to this question depends on various factors, including the type of SSD benefits you receive and the amount of income you earn.

Firstly, it’s important to understand that SSD benefits are designed to provide financial support to individuals who are unable to work due to a disabling condition that is expected to last at least one year or result in death. The Social Security Administration (SSA) has specific rules regarding work while receiving SSD benefits.

Under SSD rules, you may work and still receive benefits as long as your earnings do not exceed a certain amount. This amount is known as the Substantial Gainful Activity (SGA) limit. For 2021, the SGA limit is $1,310 per month for most individuals. If you earn more than this amount, you may be considered to be engaging in SGA, which could result in a suspension or termination of your SSD benefits.

However, there is an exception for trial work periods. During a trial work period, which lasts for nine months within a 60-month period, you can earn more than the SGA limit without affecting your SSD benefits. This allows you to test your ability to work and earn a living while still receiving the financial support you need.

It’s also important to note that SSD benefits are not the only form of assistance available to disabled individuals. Depending on your situation, you may be eligible for other programs, such as Medicaid or Supplemental Security Income (SSI), which may have different rules regarding work and income.

Before making any decisions about working while receiving SSD benefits, it’s crucial to consult with a qualified professional, such as a disability attorney or a Social Security representative. They can help you understand the rules and regulations, and guide you in making the best decision for your situation.

In conclusion, while it is possible to work while drawing Social Security Disability benefits, there are specific rules and limits that must be followed. By understanding these rules and seeking professional advice, you can ensure that you continue to receive the financial support you need while also exploring your work options.